Services

Everything a growing business needs from a lender

Four services, one standard: the terms are stated before you commit, and the person who assessed your file is the person you can call.

Personal Loans

Funding for the things that will not wait

Facilities for salaried professionals and self-employed applicants — school fees, rent, medical costs, a vehicle, or simply bridging the gap until the next inflow. Priced openly, with the repayment shown before you apply.

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Business Loans

Working capital when the timing matters

Short-tenor facilities for businesses with a track record. Stock, contracts, equipment and payroll — we price openly, tell you what we need up front, and decide quickly.

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EmpowerHer

Capital and mentorship for women-owned businesses

A dedicated financing and business-support programme for women entrepreneurs in Lagos. Up to ₦5 million at 20% per annum, alongside mentorship, capacity building and a network that keeps working long after the facility closes.

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Buy Now, Pay Later

Spread the cost, keep the cash

Take what you need today and pay for it in agreed instalments. A straightforward way to spread the cost of a purchase without tying up the cash your household or business is already running on.

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Investments

Fixed returns, fixed dates, nothing hidden

Naira fixed-income notes for individuals, businesses and trustees who want a stated return on a stated date. You see the rate, the tenor and the maturity value before you commit a kobo.

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Financial Advisory

Structuring, planning and the decisions in between

Advisory for founders and finance teams who need a second set of eyes on the numbers — capital structure, growth funding, financial controls and the plan that gets a business from where it is to where it intends to be.

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